Bus insurance

[DominicM]

I need help locating auto insurance for the bus.  I have spoken with Geico and Progressive.  Both said no can do due to it being a conversion.    Progressive gave me the number for American Choice Insurance and they just said the same thing.  Who will insure a Conversion bus. 


Thank you ahead of time.
Dominic

[Gary Hatt - Publisher BCM]

I have mine thru State Farm.

[richard5933]

We're with Progressive, but I'm sure that this is different on a state-by-state basis.

My suggestion would be to work through an independent insurance agent who has access to various company's products and who can shop this around for you. If your conversion is not complete it might be more difficult, and be sure to never use the word 'bus' when talking to insurance people. Assuming that you have the coach titled and registered as a motor home, then you are shopping for insurance for a motor home, not a bus and not a bus conversion.

[Dave5Cs]

Might try these guys.

https://www.aisinsurance.com/products/recreational-vehicle/bus-conversion.aspx#t2

[eagle19952]

I have AIS also.
They insure my "snowbird" plated stuff in AK,FL,AL,MN and AZ.
And provide "fulltimer" on the coach.
Since 2002.

[Branderson]

USAA has a third party i go thru. Foremost

[DominicM]

The title reads  Make - MCI.     Body style MH.. 

When they ran the vin, they came back and stated that MCI is for Motor Coach Industries which made Bus's exclusively.  So it appears yours is a conversion and we can not insure it.  I have not called the other people listed. 

Thank You for the assistance.. I am on a project outside of Midland that its expecting to finish up in the next 3 weeks or so and then I will likely be going to Indiana for a couple months followed by project in San Antonio.

Looks like the bus will be getting a couple of decent voyages this year so insurance is a must..

Dominic

[David Anderson]

I insured mine through Texas Farm Bureau, but I bundled my house and 3 other cars with it.  I was with State Farm before that.  I recommend a bundled policy if you can.   
David

[richard5933]

There were more than a few professional conversions done on a new MCI chassis. Custom Coach did many, kind of like Marathon does with Prevost. It's my understanding that MCI sold shells, just like GM, Prevost, and other companies.

Regardless, it is possible to get insurance. Maybe you need to find a Progressive agent and show them photos of your coach so that they'll see its a motor home.

[DoubleEagle]

Using the term "bus" with insurance companies is not wise, to them, RV is the magic word. The fact that your MCI is a 1967 model year is probably another factor. My insurance company, Pekin, challenged insuring my 1984 Eagle saying that it was a bus when new, but I provided proof that it was always an Entertainer Coach from new with a bathroom, kitchen, and sleeping arrangements, in fact, it was a Senators Coach leased out to various groups. The Underwriters that work for these companies are inconsistent and rely on computers too much. Different people working for the same company will come up with different answers. Just keep inquiring around using the terms Motor Home or RV.

[DominicM]

Will Do.. thank you

[windtrader]

If your coach is titled as a motorhome/house car, then ask for insurance for a MOTORHOME. Couple factor having an effect on coverage is the state you are in, the stage of conversion, agency, and use (Fulltime vs recreation). Good news is virtually all who want insurance can find a policy.

[DominicM]

As mentioned the title does say MH, so thats a good start. The conversion is 100% complete even though its a bit dated.  New headlights just came in today. Both windshields are cracked, so if needed before an inspection I can order replacement windshields.  All the tires are dated but in good condition as the MH has been stored inside when not in use for the last 20 years.
All mechanicals work good. just need the insurance so it can get registered.

[Astro]

Or do as I did when I was initially turned down by Allstate. I reminded my insurance agent that I have been with them for over 25 years and by being turned down, I asked if they were suggesting I find another agent and agency for ALL my insurance needs?  His response was to let me know that they found a way to insure my bus at an amount I suggested.  Be a proper customer and demand respect from them for your money.

[Branderson]

I'm not sure if it's been mentioned already.  I noticed that I couldn't get full insurance unless I had a person come out and assess value.  However, I was able to get the minimum stuff to be legally on the road.