Tow Insurance?

luvrbus · March 25, 2021, 06:21:39 AM

Quote from: belfert on March 25, 2021, 06:09:46 AM
The towing coverage with my auto insurance excludes motorhomes. Don't at least some auto insurance towing coverages require you to find and pay for your own tow and they reimburse later?

The reference policy above is a RV policy,people I know with Progressive on their buses use theirs with no upfront money

belfert · March 25, 2021, 07:11:06 AM

My bus is covered as part of my auto insurance. I believe the company has a general policy of no towing coverage for RVs.

benherman1 · March 25, 2021, 09:29:52 AM

Quote from: Dave5Cs on March 24, 2021, 10:53:16 AM
Yes they do cover all your vehicles but only to the nearest repair facility but that could be 250 miles away sometimes..

Ahh, I didn't think about that. if I'm 20 miles from home but 5 miles from Sleazy Joe's Repair I'm SOL. I guess I'll stick with whatever State Farm includes on my policy for now. Worst case a friend and a strap are easy enough to scrounge up...

dtcerrato · March 25, 2021, 09:49:26 AM

Our bus was purchased from a payoff of a totaled class C S&S by Foremost Insurance Company & they turned around & insured the bus. There is a roadside assistance rider on the policy but since 1979 have never used it for long distance tow - just being towed out of a snow bank to get back on the hwy.

lvmci · March 25, 2021, 05:16:46 PM

Gary Hatt, coach net should advertise on bus conversions and give a discount, lvmci...

Gary Hatt - Publisher BCM · March 25, 2021, 07:01:17 PM

Quote from: lvmci7070 on March 25, 2021, 05:16:46 PM
Gary Hatt, coach net should advertise on bus conversions and give a discount, lvmci...

I agree. I have thought about that in the past. I want to wait until we get a few more replies so we have a good sample of opinions first.

belfert · March 26, 2021, 06:57:58 AM

Quote from: benherman1 on March 25, 2021, 09:29:52 AM
Ahh, I didn't think about that. if I'm 20 miles from home but 5 miles from Sleazy Joe's Repair I'm SOL. I guess I'll stick with whatever State Farm includes on my policy for now. Worst case a friend and a strap are easy enough to scrounge up...

In that case you might be able to convince the roadside assistance company to tow it the extra fifteen miles. The other alternative would be to pay the towing company for the extra 15 miles.

I think for a lot of us we are not likely to be close to home when we have a problem with our bus.

Lin · March 26, 2021, 09:40:47 PM

I should be noted that Coach.net is required to tow you to the nearest qualified shop not merely the nearest mechanic. So while waiting for the tow to show up one might want to try to research mechanics in the area capable of working on whatever bus you have. It is possible that the tow driver will know one but maybe not.

If they tow you to someone that can't work on it you would be wanting them to tow you somewhere else, so it is quite possible that they would be happy to get you towed home and be done with it.

Dave5Cs · March 27, 2021, 07:23:35 AM

That is true because I needed the wife s car to be tow to our ranch which was 30 miles more than the dealer that they wanted to tow it to. I wanted to work on it and not pay dealer prices. So they said no problem that it would cost 17.00 extra on the difference. So they towed it to our place and never sent me the billl for $17.00.

luvrbus · March 27, 2021, 07:45:56 AM

When I broke a cam in my 8v92 I refused the nearest party that said they could do the repairs Coachnet had no problems trailing the bus 70 miles back to El Paso .Things have changed since Coachnet has been sold and moved from Lake Havasu to Dallas.The owner was a good friend and still has a fleet of wreckers in 4 different areas here to serve the snowbirds and local RV owners