Bus Insurers Getting Scarce - any names ?

Dirtball · August 04, 2016, 06:36:49 PM

Nat'l Interstate isn't doing buses anymore. After ten years I jumped over to Blue Sky. Now they want a 35% inc in premium for no changes on my end this year. My auto/house co. is Nationwide , they told me today they do nothing over 35 feet. Any suggestions.

chessie4905 · August 04, 2016, 07:31:20 PM

If you are trying to get collision coverage, good luck. FMCA used to list Alexander and Alexander. I have Nationwide through one of their subsidiaries.

eagle19952 · August 04, 2016, 07:37:58 PM

aisinsurance

https://www.aisinsurance.com/products/recreational-vehicle/overview.aspx

luvrbus · August 04, 2016, 08:02:22 PM

Every thing we have is through American Family now since we been AMF for 30 years, I did not they would insure a bus but she had no problem writing the policy.

I just took the basic $50.000.00 replacement offered till I get finished then I upgrade with a appraisal if I choose to.

Full coverage collision and glass, 300/500/300 liability coverage with $1000.00 deductible it cost me $583.99 per year.

I was surprised Progressive quoted me $1600.00 with 100/300/100 liability and no glass coverage and wanted a stack of photos

eagle19952 · August 04, 2016, 10:32:08 PM

Quote from: luvrbus on August 04, 2016, 08:02:22 PM
Every thing we have is through American Family now since we been AMF for 30 years, I did not they would insure a bus but she had no problem writing the policy.

I just took the basic $50.000.00 replacement offered till I get finished then I upgrade with a appraisal if I choose to.

Full coverage collision and glass, 300/500/300 liability coverage with $1000.00 deductible it cost me $583.99 per year.

I was surprised Progressive quoted me $1600.00 with 100/300/100 liability and no glass coverage and wanted a stack of photos

i pay Progressive just a pinch under $900. but I have 100$ deductible on comp and Full-timer liability too. case my dog bites you...or you fall off my roof..

bigred · August 05, 2016, 05:41:24 AM

Dirtball; Give Good Sam a try .Don't know what their policy is on buses,but I think as long as it is registered as an RV you shouldn't have a problem.

TomC · August 05, 2016, 07:48:58 AM

Progressive

flynbanjo · August 05, 2016, 10:02:54 AM

StateFarm

Scott & Heather · August 05, 2016, 11:14:40 AM

State farm

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luvrbus · August 05, 2016, 11:33:05 AM

Most important part about any insurance is their paying of the claim if you ever need it, I don't think either Progressive or State Farm get rave reviews. I know Progressive shafted me on 2 windshields on the Trek I paid more than they did

DoubleEagle · August 05, 2016, 01:23:48 PM

That's the real test of coverage - what they do when there is a real claim. Do they wiggle out, or do they take care of you in a fair way?

PorchPeople · August 05, 2016, 02:27:21 PM

We use American Adventure...a subsidiary of Progressive here in California. About $900 for the year...full coverage and no deductible as I recall. We did have to send a few pics to prove it had been motorhomed and give an estimated overall value. Talk to Hunter and tell him you're an Oakland A's fan:) That's his sweet spot.

Frank @ TX · August 05, 2016, 04:39:42 PM

Hi DirtBall,
First get it registered as a motor home.
Then State Farm will take it on.
Get photos of the inside and outside when you talk with them.
They may still need to see it in person.
That's how I did it in PA and in TX.
good luck.
Frank

Oonrahnjay · August 05, 2016, 05:02:55 PM

Quote from: Frank @ TX on August 05, 2016, 04:39:42 PM
Hi DirtBall,
First get it registered as a motor home.
Then State Farm will take it on.
Get photos of the inside and outside when you talk with them.
They may still need to see it in person.
That's how I did it in PA and in TX.
good luck.
Frank

I had Progressive liability only on my bus. Got a letter we're canceling you because the NC insurance Comm pulled some bonehead stunt against us. That's it -- no chance for asking us to change our mind. I went to Statd Farm. They wanted photos but they covered my bus.

jav9956 · August 05, 2016, 05:45:13 PM

I insured mine with Triple A because I had auto insurance with them. I put that I would only drive it 500 miles per year because it is still being worked on and it is only liability. Of course they didn't have MCI in their system but the lady there got the paperwork done. Best part was my insurance went down $12... they literally gave me a check to insure the bus!

Maybe they will find out it is a bus someday and cut me... but I am gettin it while the gettin is good