Texas insurance

belfert · March 31, 2012, 06:27:46 AM

My bus is insured through a smaller company called Secura that also insures my car and my house along with umbrella liability. My agent has tried to get me coverage through a cheaper carrier, but he can't find anyone else who will cover the bus. I haven't spent much time looking for another insurance company.

gus · March 31, 2012, 03:53:06 PM

I had my 4104 insured with USAA. When I tried to insure the 4107 they referred me to Progressive. I don't think USAA insures MHs but maybe it is only buses. Anyway, Progressive insured my 4107 in about 15 minutes and they are a pleasure to deal with. Apparently USAA and Progressive have a working agreement of some kind.

USAA also won't insure any truck over one ton.

Bus insurance is not road service insurance, they are two different things. My road emergency insurance is with Good Sam and they have come through every time including all my other owned vehicles.

eagle19952 · March 31, 2012, 10:09:48 PM

To be perfectly clear, Progressive has sent me Roadside Service,(tires x2, and 3 axle wrecker tow from Mexia,Tx to Oakwood, Tx. From Abilene to Blackwell Tx. and from Somewhere to Santa Rosa, NM>
I am happy with Progressive's in house E.R.S.

luvrbus · April 01, 2012, 08:36:12 AM

You guys must not have enough rank lol Doyle had USAA on his Eagle,both the wife's son in law and grandson have USAA on their Allegro MH's and it is not through Progressive neither is ours it through some co in Tenn

good luck

gus · April 02, 2012, 12:51:39 PM

USAA insured my 4104 beginning in '05 and it was grandfathered in as long as I kept it current. However, as of Dec '10 they aren't accepting any new coverage on buses.

I assume this applies to MHs also but don't know for sure.

I have five other vehicles insured with them and have been with them for 57 years!

I'm not sure there is any reason to go to Progressive via USAA. I gave all the info on the 4107 to USAA and then I was connected to Progressive where I had to start all over, very frustrating, but Progressive was great and gave me no problems whatsoever. Friendliest people I ever dealt with and not nearly as bureaucratic as USAA - surprise, surprise! More expensive though.

dukegrad98 · April 02, 2012, 01:36:23 PM

Thanks for all the feedback, guys. I guess I would be USAA eligible since my father is a veteran, but he has never used them and I never have either. My independent agent here wound up getting me covered with Progressive. Maximum liability, and very low ($250) deductibles on comp and collision. I will admit that I had a very negative experience with Progressive about ten years ago, when the best sports car I ever owned was demolished by a Progressive-covered 18-wheeler up in Michigan. Such is insurance; they're all great until you need them, then they all pretty much suck...

My guys are picking up the coach today. I'll be very excited to get it home tomorrow and finally have my first personal look at it!

Cheers, John

rwc · April 02, 2012, 03:14:08 PM

It is like my motorcycle. I have had motorcycle insurance withn them since way back. Now all I do is call to change it when I buy a new one. They no longer insure motorcycles for new customers. I got my bus after they stopped doing motorhomes but people who had it before are grandfathered and will continue to get it from USAA. Rod

Oonrahnjay · April 02, 2012, 03:34:05 PM

Allstate dropped any motorhome coverage in North Carolina (according to the letter I received about 2009). I was fully covered for my car and liability only (while I was working on conversion) for my bus. I took all my business away from them (including home). I shopped Progressive -- it took them over 45 minutes on the phone to decline coverage on my bus. I called Geico and got car, home, and bus (liability only) coverage in 10 minutes.

I don't know if Progressive didn't like my bus, the fact I'm in NC (our insurance Board drives away a lot of business), or other reason (I'm 63, had one "5 MPH over" ticket in 20 years, only accident in 30 years was being hit by a drunk driver being chased by the police at 120 MPH). Anyway, the only people I could find who would cover me are Geico. I'm dreading the prospect of dealing with their "customer service" if I ever need them; I'm guessing that they'll be really bad.

I'm guessing that won't help for Texas but it was my experience here.

eagle19952 · April 02, 2012, 07:22:52 PM

I don't know if Progressive didn't like my bus.....

Do you think that the double decker city traffic people moving @ 40km/h stop and go design might have skeert them off....

Oonrahnjay · April 02, 2012, 08:18:52 PM

Quote from: eagle19952 on April 02, 2012, 07:22:52 PM
I don't know if Progressive didn't like my bus.....

Do you think that the double decker city traffic people moving @ 40km/h stop and go design might have skeert them off....

Well, yeah!

Uglydog56 · April 02, 2012, 09:46:58 PM

Progressive wouldn't cover my bus because it's not a professional conversion.

Bussman84 · April 03, 2012, 08:37:57 PM

FWIW, last September I got progressive Ins. on my MC-9. Took some talking and explaining on my part to explain that it was NOT a school bus they would not touch a school bus. They would do a charter over the road bus both professional and non-professional conversion since mine is non-professional I had to take pictures to prove that it had RV accomodations (stove or microwave, fridge, plumbing, cant remember what else), but once I got through to them the specifics it was no problem in order to get the E.R.S. and towing package I had to go with full coverage wouldn't add tow package to liability. Full coverage with tow and estimated $25,000 coverage is aprox. $450.00 a year. Hope this might help......

Billy