Insurance - Yes, yet again

[belfert]

I finally heard back about insurance for getting that 1999 Dina bus home that I want to buy.  It is easier to get insurance to get the bus home as a seated coach than to get insurance as a converted bus!  Progressive will insure the seated bus only for $84 per month with $1 million in liability coverage.  They will NOT insure a converted bus.  My insurance carrier, West Bend, will not insure the seated bus, and there is only a small chance they will insure my bus once converted.  My current bus is grandfathered in with West Bend.

Any suggestions on who to get insurance with?  Of course, I need liability, but ideally I would want at least glass coverage for the expensive windshields.  I don't know if comp and collision makes sense when my payout would be hardly anything.  My current bus has a stated value of $36,500 which is what I paid for the shell originally.

It is still worth buying this bus even if I can't convert it.  I could put the engine in my bus, although the labor would not be cheap.

[luvrbus]

State Farm will cover a converted bus with photos I send a lot of people to my State Farm agent, they won't write a commercial vehicle policy of any type     

[belfert]

Ironically, I got a cold call from a State Farm agent not long before I asked about insurance.  I have a State Farm agent I used to deal with for insurance for a Boy Scout troop.  I will give them a call.

[luvrbus]

I have State Farm on my vehicles, lol I dropped Coachnet, the towing on my 45ft Country Coach with State Farm was $22.00 a year ,I have it on the Lexus and my pickup and it cost me $4.80 for 6 months on the Lexus and $5.10 for my pickup for towing. State Farm would not write the policy on my box though I had to go with Progressive. When Van moved here my agent insured his bus without photos ,he had Progressive and they would not renew his policy   

[epretot]

I was told the same thing by progressive. Its a half truth. This agency was able to get it done. They were recommended to me by a forum member.

imillerrvinsurance.com

It will take a  month to go through underwriting.

[luvrbus]

I used Miller for years till John passed he aways was more expensive than others but he could get it done, John's daughter is carrying on with the  agency now she covered my Country Coach when I 1st bought it lol but I dropped that $8000.00 a year policy in a hurry when I got home State Farm wrote a me a better policy for around $2000.00 . Times have changed since the 90's when you had agents at the bus conversion rallies that you could by insurance from on the spot and Miller was one of those since he owned a bus