Thwarted by Insurance

bigred · June 03, 2018, 04:48:44 PM

I see where some state (And I believe it is Navada) will let you register a bus there .Most do it for tax reasons but I wonder if you could for insurance purposes as well.Just saw an ad recently for an out fit that will handle the paper work etc .Don;t remember who it was but I'm sure there are folks on here with lot longer memory's than mine that can fill you in on this>

bigred · June 03, 2018, 04:51:16 PM

I see where some state (And I believe it is Navada) will let you register a bus there .Most do it for tax reasons but I wonder if you could for insurance purposes as well.Just saw an ad recently for an out fit that will handle the paper work etc .Don;t remember who it was but I'm sure there are folks on here with lot longer memory's than mine that can fill you in on this>

Dave5Cs · June 03, 2018, 05:09:18 PM

South Dakota
It's called "My Address" be careful because in some states you can get big fines for using them.

richard5933 · June 03, 2018, 05:12:59 PM

While this type of thing is done, it's also important to check to be sure that the insurance you get is based on location of registration and not where it is stored/garaged. It would really suck to go through all that to get insurance, only to find out that they won't pay a claim when you need them.

luvrbus · June 03, 2018, 05:57:04 PM

Most people use South Dakota to skirt around taxes,95% of those are fulltimers so I see nothing wrong with it

richard5933 · June 03, 2018, 06:18:25 PM

I wasn't making a judgement on right or wrong, just pointing out to read the fine print to insure that the coverage applies.

luvrbus · June 03, 2018, 06:28:31 PM

Quote from: richard5933 on June 03, 2018, 06:18:25 PM
I wasn't making a judgement on right or wrong, just pointing out to read the fine print to insure that the coverage applies.

I know what you saying Richard ,here in Az the Az plates are not valid without AZ insurance,they will cancel your registration without Az insurance that came about 2 years ago lol so I had to go shopping for insurance

Lin · June 03, 2018, 06:34:39 PM

I do not know how true it is, but I was told that California is particularly aggressive about vehicles in CA being registered out of state. I think it would be troublesome here to have a CA license and and out of state tag during a CHP stop.

DoubleEagle · June 03, 2018, 06:55:40 PM

The outfit in South Dakota that facilitates registration for vehicles also guides you in what you need to do for drivers licenses as well. South Dakota would become your state of residence using their services.

eb99603 · June 03, 2018, 07:01:04 PM

Interesting options in here. I won't be giving up my AK residency. That'll cost me an arm and a leg while I still own property and fish/hunt here. Plus, the PFD until the state squanders that money away too.

I might look into creating an LLC in another state, and registering the bus to that.

But I might just buy Rob's (Skykingrob, that is) old '89 Newell that's for sale again on the Peninsula. https://kenai.craigslist.org/rvs/d/1989-newell-motorcoach/6599314437.html

eagle19952 · June 03, 2018, 07:34:33 PM

Quote from: luvrbus on June 03, 2018, 05:57:04 PM
Most people use South Dakota to skirt around taxes,95% of those are fulltimers so I see nothing wrong with it

Until they catch you.

Avoiding the excise/property tax/sales taxes that you would pay as a resident in your home state...you know the one where you claim homestead exemptions. pay income tax, or a myriad of other things that show them you are a resident obligated to pay.

At your own peril.
http://gypsyjournalrv.com/2018/04/llcs-ku-and-fb/

eagle19952 · June 03, 2018, 07:42:02 PM

Quote from: eb99603 on June 03, 2018, 07:01:04 PM

But I might just buy Rob's (Skykingrob, that is) old '89 Newell that's for sale again on the Peninsula. https://kenai.craigslist.org/rvs/d/1989-newell-motorcoach/6599314437.html

LOOKS tasty . Alaska dollars, everything costs more

an Alaska $5.00 bill

Dave5Cs · June 03, 2018, 08:25:58 PM

The problem is some do the SD thing and get a license there to drive and rig plates and then don't live there. So they get spotted at their regular resident and they are not all full-timers either, but if they are driving and get pulled over or they do a check they find all your stuff in SD but live else where or claim domicial in another state. California is only one of many that we checked. Yes it is also to avoid taxes in your home state so why do you think they are fining people. Kind of a no brainer.

luvrbus · June 03, 2018, 08:58:00 PM

My point is most people of the full timers group have no residence they call home the bus or RV is their home,the ones that have a residence is a different story,the Escapees full timers use Texas, I see nothing wrong with it if you are a full timer

Lin · June 03, 2018, 10:26:57 PM

I agree that there is nothing wrong with it for the right people. But if you are going to be staying in one state most of the time, they might not agree.

California demands you register your vehicle in Ca if:

"You are registered to vote.
You are gainfully employed. Military personnel are not considered gainfully employed in California, even if they also hold a civilian job.
Your place of business is located.
Resident tuition is paid at a public institution of higher education.
Dependents attend a primary or secondary school.
Homeowner's property tax exemption is declared.
Property is leased for use as a residence.
Residence is declared to obtain a license, privilege, or benefit not ordinarily extended to a nonresident.
Your current driver license was issued.
You are determined to be a resident as evidenced by acts, occurrences, or events that indicate presence in the state is more than temporary or transient."

The last one is general enough to be used against a lot of people. Of course, since CA is a high fee state, they may be more sensitive to this issue than some others.