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Bus Discussion => Bus Topics ( click here for quick start! ) => Topic started by: jlaney on August 25, 2008, 05:43:16 PM

Title: liability insurance
Post by: jlaney on August 25, 2008, 05:43:16 PM
hello from texas
i noticed that there were no insurance companys in the last bcv
mag. i need to get a new policy for my prevost motorhome.
i have used allstate for many years. but my over site on renewing
may cause me some problems. i have in the pass carried only
liability. i would like to get some full coverage. who would be the
best to contact. thanks jt.
Title: Re: liability insurance
Post by: Nick Badame Refrig/ACC on August 25, 2008, 06:26:17 PM
Hi JT,

I use AON, "National Interstate Insurance Co"

They are an RV insurance company and they have all the bases covered for the needs of us bus folks. And they understand bus conversions..

Your conversion is not like an automobile, you will have many personal belongings inside that you want covered. Also, they provide hotel and rental car

expences should you have a brake down. I have a policy with a diminishing deductable. After 5 years, there is no longer a deductable.

Good Luck
Nick-
Title: Re: liability insurance
Post by: PP on August 25, 2008, 06:36:20 PM
JT, You might want to check out Progressive if you live in it fulltime. Most won't cover buses when they discover it's your primary residence. FWIW
Good luck, Will
Title: Re: liability insurance
Post by: jlaney on August 25, 2008, 07:13:44 PM
thanks nick and will
i don't use mine full time now, but in the past i used it at least four days
each week. since i quite the trade shows and flea market work , it set
most of the time. we have a few lakes in our area and look forward to
staying my 14 days and moving to another and so on. do i have to show
how it is converted, or will they insure my conversion done by me.
thanks j.t.
Title: Re: liability insurance
Post by: white-eagle on August 25, 2008, 07:16:21 PM
make sure you get an appraisal and submit a statement with some proof if you want full coverage.  we use state farm which covers everything including contents, but we also have a home.  they won't cover us once we go (if we go) fulltime.
Title: Re: liability insurance
Post by: jlaney on August 25, 2008, 07:29:19 PM
thanks
i am trying to get an quote from farmers .which covers one of my daughters home and rv. they paid off on her fitfh wheel camper
which had a limb poke an hole in the roof. he looked at my bus\
motorhome. and took some pictures , and should get me an quote.
soon. thanks for your interest. j.t.
Title: Re: liability insurance
Post by: Eagle on August 26, 2008, 06:59:11 AM
JT Aon is an insurance broker that writes for numerous companies.  They should compare and give you the best price for the diffrent Companies.