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Bus Discussion => Bus Topics ( click here for quick start! ) => Topic started by: saddleup on June 15, 2010, 02:33:32 PM

Title: State Farm Insurance
Post by: saddleup on June 15, 2010, 02:33:32 PM
Has any body had any experience with state farms roadside assistance,when it involves these Bus's.
Thanks Matt
Title: Re: State Farm Insurance
Post by: boogiethecat on June 15, 2010, 05:49:30 PM
I have my crown insured with them and it's great. But that's liability only.  Roadside? I have a feeling the answer will be "Good luck". Ask detailed questions of them before you sign up...
Title: Re: State Farm Insurance
Post by: jjrbus on June 15, 2010, 06:26:19 PM
I had State Farm emergency road service for 9 years, and thankfully never used it!! I can tell you that there is no route planning, free maps etc. There is no 800 number to call. You are on your own to find road service. It is very easy to do and many with other plans end up doing it anyway. You will also pay for your services upfront and be reimbursed. It is not for everybody!!
Many people have it and I have never heard a complaint!   HTH  JIm
Title: Re: State Farm Insurance
Post by: Eagle Andy on June 15, 2010, 06:51:33 PM
Hey Matt for  75 to a 100 bucks a year take a look at coach net for road side asst . We had Good sam for awhile and it worked very well  anyway just a thought .
Title: Re: State Farm Insurance
Post by: Jriddle on June 15, 2010, 07:19:01 PM
We just insured our Bus with State Farm with emergency road service, medical, liability and uninsured motorist $103.00 per year. Haven't had to use this emergency road service but will when needed.

John
Title: Re: State Farm Insurance
Post by: Melbo on June 15, 2010, 07:20:39 PM
I have AAA and Good Sam ERS but on the one occasion that I did have to pay out of pocket for a tow I just sent the bill to State Farm and they sent me a check.

I don't know what they would do if I sent them the bill for the 75 mile trip on a landoll but they do send the check after you pay the bill

Melbo
Title: Re: State Farm Insurance
Post by: saddleup on June 16, 2010, 04:40:53 PM
Thanks alot guys i did not think state farms roadside was the whay to go but the wife needed a little convincing,went ahead with coach net.
State farm did come up with a good full coverige plan once the agent took pictures of "Clifford" and proved to the underwriters we were not talking school bus.
Matt
Title: Re: State Farm Insurance
Post by: belfert on June 16, 2010, 04:47:39 PM
Quote from: Jriddle on June 15, 2010, 07:19:01 PM
We just insured our Bus with State Farm with emergency road service, medical, liability and uninsured motorist $103.00 per year. Haven't had to use this emergency road service but will when needed.

$103 a year for insurance?  Are you sure?  My insurance for my bus with safe driver no tickets is over $700 a year, but I do have collision/comp.  The collision/comp is nowhere close to $600 a year.  Now, I do have the highest possible limits as there are required for my million dollar umbrella policy so that does up my cost somewhat.

I've read of folks paying $300 to $400 a year for insurance, but $103 a year is downright cheap.
Title: Re: State Farm Insurance
Post by: John316 on June 16, 2010, 06:11:03 PM
Matt,

How long have you had your bus? I am just wondering if it is THE "Luvrbus?"

BTW, we have coachnet...so far so good, no tows.

God bless,

John
Title: Re: State Farm Insurance
Post by: saddleup on June 16, 2010, 08:20:09 PM
Yes, John, its THE Luvrbus
Matt
Title: Re: State Farm Insurance
Post by: Dreamscape on June 16, 2010, 08:21:52 PM
Matt, I talked with Clifford the other day and now understand why your handle is saddleup! That's pretty cool!

You have a nice coach and it came from an even nicer owner!

Paul
Title: Re: State Farm Insurance
Post by: Jriddle on June 16, 2010, 08:38:11 PM

$103 a year for insurance?  Are you sure?  My insurance for my bus with safe driver no tickets is over $700 a year, but I do have collision/comp.  The collision/comp is nowhere close to $600 a year.  Now, I do have the highest possible limits as there are required for my million dollar umbrella policy so that does up my cost somewhat.

I've read of folks paying $300 to $400 a year for insurance, but $103 a year is downright cheap.
I have not insured anything for my loss just in case I cause someone else a loss because of my stupidity.

John
Title: Re: State Farm Insurance
Post by: BUR on June 16, 2010, 10:00:44 PM
     State Farm, $280 a year with liability, comp, collision. When I completed the conversion I wanted to up the value, they took pictures and no questions they put the value at what I wanted.    Good Busin'   Wilbur
Title: Re: State Farm Insurance
Post by: John316 on June 17, 2010, 04:45:55 AM
Matt,

Welcome aboard. That is great the the owner of "Clifford's Luvrbus" is on here.

What do you do with the bus? (I might have a guess though ;D).

God bless,

John
Title: Re: State Farm Insurance
Post by: belfert on June 17, 2010, 05:11:49 AM
Quote from: Jriddle on June 16, 2010, 08:38:11 PM
I have not insured anything for my loss just in case I cause someone else a loss because of my stupidity.

Yes, but even liability only is cheap at $103 a year.  Liability is the most expensive part of any auto insurance policy.

I think I need to contact State Farm based on how much I am paying.
Title: Re: State Farm Insurance
Post by: kyle4501 on June 17, 2010, 07:00:31 AM
The state you are in will impact the cost of insurance.
So will your driving record & how much else you have insured with the company.

My insurance is with State Farm & the bus is around $200/ year.
Roadside service with them means you pay for services when rendered & State Farm reimburses you.

I've never had a problem with State Farm paying out. The only problems I've seen/ heard about resulted from someone trying to get more than they were entitled to - fixing things that weren't part of the accident damage or towing something home immediately after purchase, or etc.