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Bus Discussion => Bus Topics ( click here for quick start! ) => Topic started by: oldmansax on June 23, 2006, 06:54:47 PM

Title: Financing a Conversion
Post by: oldmansax on June 23, 2006, 06:54:47 PM
OK I found a conversion that I have fallen in love with! Now for the hard part. How do you finance a bus? So far, everyone I have spoken to either said "nothing over 10 years old" with a straight face or doubled over laughing when I ask about financing a '73 MCI. I CAN do a second on the house but would rather not. Any ideas or connections?
Title: Re: Financing a Conversion
Post by: skihor on June 23, 2006, 07:25:27 PM
An equity loans makes more sense since you could get a rate in the 6% range. Much less than a convential vehicle loan. Plus you own the bus (title) and could carry liability only IF you so choose.
Title: Re: Financing a Conversion
Post by: niles500 on June 23, 2006, 07:41:56 PM
Liability insurance is not an option in most states, although comprehensive and collision is - FWIW
Title: Re: Financing a Conversion
Post by: H3Jim on June 24, 2006, 09:48:08 AM
I searched for months when buying my bus.  I could not find anyone that would finance it, or even come close.  Only a finished conversion (by a big name converter) or a seated bus.  Seated buses would be finanaced with a $3000 to $5000 a month payment, like it was in service.  Not really an option.  Crack open that home equity line, its your best bet.  Tax deductible too.